California increases minimum automobile liability coverages
In September 2022, Governor Newson signed SB 1107 into law. This law increases the minimum required automobile liability coverages to the following amounts starting in January 1, 2025:
- $30,000 for bodily injury or death of one person
- $60,000 for bodily injury or death for two or more people
- $15,000 in property damage coverage
Currently, all California motorists are required to carry minimum liability insurance as follows:
- $15,000 for bodily injury or death of one person
- $30,000 for bodily injury or death for two or more people
- $5,000 in property damage coverage
This requirement was first established in 1974 and has not changed for 50 years.
In 2035, the minimum required liability coverages will increase to $50,000 for bodily injury or death of one person, $100,000 for bodily injury or death of two or more people, and $25,000 for property damage coverage.
Due to the increase of the liability coverages, there will be an increase in insurance premium which may lead to many drivers dropping automobile insurance. Therefore, drivers must purchase uninsured/underinsured (UM/UIM) coverage which is optional and not required by law. It is recommended that drivers, if you can afford to pay, increase your UM/UIM coverage to $250,000 per person, $500,000 for per two or more people.
If you or a loved one is involved in a car crash in California, please contact our office 213-351-3513 or www.alexchalaw.com to explore all your legal options and help you obtain the fairest settlement and highest verdicts possible. We are ready to help!
If you drive a car, insurance is mandatory. There are various types of insurance coverage, and you need to understand exactly what types of coverage you can get and how to get the insurance that’s right for you and get the necessary compensation in case of an accident. Our office is committed to ensuring that you get the maximum coverage from your insurance in case of an accident.
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Law Offices of Alex Cha & Associates
707 Wilshire Blvd 46th Floor Los Angeles, CA 90017
Tel. (213)351-3513 | Fax. (213)351-3514